Medicare & Health Insurance in Miami, OK
Spirit Insurance Group serves Miami and Northeast Oklahoma with health, Medicare and life insurance, by phone or in person at our Tulsa and Bixby offices.
Since 2010 · About 400 Medicare, 300+ individual and 200+ employer-group clients · Licensed, salaried, non-commissioned agents · Agency license #10012646
Insurance in Miami: what changes locally
Miami is in Ottawa County, along I-44 in far northeast Oklahoma. Medicare Advantage plan choices and Marketplace prices are set by county and ZIP code, so we quote the plans actually sold where you live, not a Tulsa average.
Your zip code and county figures into it.
David Harder, Founder & President
Many Miami families use INTEGRIS Health Miami Hospital. Before you enroll, we check that your hospital, your doctors and your prescriptions are in network.
We go through the hospitals and the doctors that they prefer, and their prescriptions to make sure that they have access to in-network.
David Harder, Founder & President
David's own list of where clients come from runs from Jenks and Bixby all the way up to Miami. As he put it about the local pronunciation:
That's how they say it up there, Miami.
David Harder, Founder & President
Planning coverage from Miami
Miami is the Ottawa County seat in far northeast Oklahoma, near the Kansas and Missouri lines. It is about 90 miles from our Tulsa office, and we also serve nearby Commerce, Quapaw and Grove.
Ottawa County has its own plan list. Miami residents use INTEGRIS Health Miami Hospital and often see specialists in Joplin or Tulsa, so we check providers across state lines.
Coverage we help Miami with
- Medicare Advantage
- Medicare Supplement (Medigap)
- Medicare Part D Drug Plans
- Medicare Enrollment Help
- Individual & Family Health Insurance
- Employer Group Health Insurance
- Small Business Health Insurance
- Dental Insurance
- Vision Insurance
- Term Life Insurance
- Long-Term Care Insurance
- Disability Insurance
How it works
Call (918) 236-4470 or request a call back. We meet by phone or in person at our Tulsa office, 7712 S Yale Ave, Suite 250, or our Bixby office, 7607 E 126th St S, Suite 12-B. Our help does not cost you a dime.
Miami insurance questions
Will my plan cover doctors in Joplin, Missouri?
Some plans do and some do not. We check out-of-state providers you use before you enroll.
Who is a local insurance agency serving Miami, OK?
Spirit Insurance Group serves Miami from its Tulsa office (7712 S Yale Ave, Suite 250) and Bixby office, with appointments by phone or in person. Call (918) 236-4470.
What insurance does Spirit Insurance Group offer in Miami?
Medicare Advantage, Medicare Supplement, Part D, Medicare enrollment help, individual and family health, employer group and small business health, dental (Delta Dental), vision (VSP), term life, long-term care and disability insurance.
Do your agents work on commission?
No. Every agent at Spirit Insurance Group is licensed, salaried and non-commissioned, so the goal is to do the right thing for each client, not to sell.
Does it cost anything to work with you?
No. Our help does not cost you a dime. Spirit Insurance Group is paid by the carrier, so using us does not change your premium.
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 60 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

