Your group renewal letter is a maze. Start 60 days early.
Insights from David Harder, President · Published
Every year, employer group plans get a renewal. The letter that arrives is packed with rates, plan changes and fine print.
“When they look at these renewal letters, they are lost because they are a maze of complicated information. So they definitely need somebody to help them look at it.”David Harder, President · Spirit Insurance Group
Not every carrier increases the same
“Every year certain carriers increase a lot, and certain carriers increase little. We always know which ones are increasing a lot this year, because we see it coming from every angle.”David Harder, President · Spirit Insurance Group
When to start
Start reviewing about 60 days before your renewal date. That leaves time to compare carriers, adjust plan designs and give employees clear information before anything changes.
Bring this to the conversation
- Your renewal letter and current plan summary
- Your renewal date
- Number of enrolled employees
Educational information, not a recommendation for a particular plan or carrier.
