Realtor® Group Health: coverage built for independent agents.
Real estate agents usually work as independent contractors, so they can't join their brokerage's company health plan. That often leaves two choices: buy an individual policy, or join a spouse's or family member's employer plan. Spirit Insurance Group offers a third option.
Individual policy
Unless you qualify for a premium tax credit, an individual plan can cost noticeably more each month — our agency has seen it run over 50% higher than a Realtor® Group Health premium for the same person.
Check tax-credit options →Spouse's employer plan
You usually pay full price for a dependent, and you're locked into whatever plan the employer chose — even if a lower tier would fit you better.
Realtor® Group Health
Access to group plans with many plan levels and networks, so you can pick the coverage that actually fits your health and budget.
Talk it through
Every situation is different. We'll compare your current coverage with group options and show you the numbers.
Results vary by age, location, plan and eligibility. Educational information, not a recommendation for a particular plan or carrier.
