Life Insurance in Tulsa
Protect the people you love. Spirit Insurance Group helps Tulsa and Bixby families with term life, long-term care and disability insurance through multiple carriers, at no cost to you.
"I like to call life insurance love insurance. You're buying insurance for the love of your loved ones."
— David Harder, Founder & President
Term Life
Inexpensive coverage for the years your family depends on your income. A healthy 40-year-old can often get a half-million to million dollar policy for around $40 to $60 a month.
Long-Term Care
One of the most undersold but most needed coverages. Start in your mid-50s, before health underwriting makes it hard to qualify.
Disability
Protect your paycheck if an illness or injury keeps you from working. We compare options from multiple carriers.
None of us are guaranteed tomorrow
Everybody agrees with that, but when it comes to spending the money, people put life insurance off. Too often someone calls our office to tell us their son or husband passed away, young or middle-aged, and it shouldn't have happened. They looked healthier than horses, as we say in the country. Term life insurance is cheap insurance, and it can change your family tree financially.
Why families work with Spirit
- Licensed agents who explain your options in plain English
- Multiple carriers, so we can shop your coverage
- Our help does not cost you a dime
- Local offices in Tulsa and Bixby, plus help with billing and policy changes after you buy
Life insurance questions
How much does term life insurance cost?
Term life insurance is inexpensive. As David Harder puts it, a healthy 40-year-old can often get a half-million to million dollar term policy for around $40 to $60 a month. Your actual rate depends on your age, health and the amount of coverage, so call us for a real quote.
Why do I need life insurance if I'm healthy?
None of us are guaranteed tomorrow. We hear it far too often: a family calls to tell us a son or husband passed away young, and he looked healthy as a horse. Life insurance is cheap insurance that can change your family tree financially.
When should I buy long-term care insurance?
Long-term care is one of the most undersold but most needed coverages. Most people do not need to start until their mid-50s, but waiting until your 60s is risky because health underwriting can keep you from qualifying.
Do you offer disability insurance?
Yes. Spirit Insurance Group offers life, disability and long-term care insurance through multiple carriers. Call us and we will walk through what fits your family and your budget.
Does it cost anything to work with you?
No. Our help does not cost you a dime. Spirit Insurance Group is paid by the carrier, so using us does not change your premium.
Call (918) 236-4470 or visit us at 7712 S Yale Ave, Suite 250, Tulsa, OK 74136. Also see Medicare, Individual & Family and Employer Group coverage. Meet the team →
Serving Northeast Oklahoma
We help clients by phone or in person across Broken Arrow, Owasso, Jenks, Sand Springs, Sapulpa, Glenpool, Claremore, Coweta, Bartlesville, Muskogee, Grove, Vinita, Miami.

